How Square Peg works

Clear enough to use.
Honest enough to trust.

Square Peg turns everyday money noise into one practical next move. These are the standards behind every check, guide and comparison route.

Last reviewed 8 September 2026

01

We simplify the decision

The Square Peg Check uses your answers to suggest one of four routes: stick, negotiate, cancel or compare. It does not calculate a regulated personal recommendation and it never asks for bank details.

02

We check reliable sources

For factual guidance, we prefer UK regulators, government-backed services and official provider information. Every guide shows a review date and links to the most useful primary source.

03

We show the catches

A cheap headline can hide fees, exclusions, annual rises or weaker cover. We focus on full cost, important terms and what could go wrong before someone switches.

04

We protect essential services

The Check will not tell someone to simply cancel energy, a mortgage, required insurance, debt repayments or a pension. In higher-risk areas, it points people towards appropriate guidance or regulated advice.

Editorial standards

Useful beats impressive.

Plain English: short sentences, familiar words and no unexplained financial jargon.

Current information: important facts are dated and reviewed. Prices, rules and products can change, so readers should check current terms before acting.

No false certainty: we do not promise the cheapest deal or claim that one comparison service covers the whole market.

Clear boundaries: Square Peg provides general information, not personal financial, legal, tax or debt advice.

How we may make money

Commercial links never choose your answer.

Some comparison links are affiliate links. Square Peg may receive a commission when a reader completes an eligible purchase after using one. This does not change the price the reader pays.

Every affiliate relationship is labelled clearly beside the relevant link. Payment does not determine a Square Peg Check result, remove a safer option or change our explanation of the risks.

Comparison panels do not include every provider, so we encourage people to check more than one route and look at suitable direct providers too.

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Our test

Would this help someone make a calmer, better-informed decision?

If the answer is no, it does not belong on Square Peg.

Take the Square Peg Check