Square PegTake the check
← All money guides

Subscriptions · Plain-English guide

Cancel subscriptions without losing track

The goal is not to cancel everything. It is to stop paying for things that no longer earn their place in your life.

Reviewed 8 September 2026 · 3-minute read

Your best next move

Apply the 30-day test: if you did not use it, would not miss it and would not buy it again today, cancel it properly.

CANCEL or STICK

The simple checklist

Do these in order

  1. Search your bank and card statements for repeating payments.
  2. Check the renewal date, notice period and cancellation method.
  3. Cancel directly with the business and ask for written confirmation.
  4. Save the confirmation and check the next statement for another charge.
  5. If a recurring card payment continues, tell your card issuer to stop future payments.

Check the official guidance

Official consumer guidance on cancelling recurring card payments.

FCA: recurring card payments ↗

One bill. One decision.

Still unsure?

Use the free Square Peg Check for a clear route: stick, negotiate, cancel or compare.

Take the Square Peg CheckGet the weekly email →

This guide is general information, not personal financial advice. Prices, rules and eligibility can change. Check the latest terms before acting.