.market-teaser{padding:80px clamp(22px,7vw,110px);display:grid;grid-template-columns:1.2fr .8fr;gap:8vw;align-items:end;background:var(--aqua)}
.market-teaser h2{font-size:clamp(2.5rem,5vw,4.8rem);margin:12px 0 0}.market-teaser>div:last-child p{font-size:1.08rem;margin:0 0 25px}.market-teaser .primary{display:inline-block}
.market-teaser .teaser-link{display:inline-block;margin-left:18px;color:var(--ink);font-weight:800;text-decoration:underline}
.market-hero{padding:90px clamp(22px,7vw,110px);display:grid;grid-template-columns:1.25fr .75fr;gap:8vw;align-items:end;background:var(--navy);color:#fff}.market-hero h1{font-size:clamp(3.4rem,7vw,6.8rem);margin:14px 0 0}.market-hero h1 em{color:var(--aqua)}.market-hero>div:last-child>p:first-child{font-size:1.18rem;color:#d9e4eb}.market-stamp{display:inline-flex;gap:8px;background:#fff;color:var(--ink);border-radius:999px;padding:8px 12px;font-size:.78rem;margin-top:20px}
.market-signals{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line)}.market-signals article{padding:38px clamp(22px,4vw,58px);background:var(--paper)}.market-signals span,.rate-table small{display:block}.market-signals span{color:var(--blue);font-size:.76rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.market-signals strong{display:block;font:800 clamp(2.5rem,5vw,4.5rem) "Manrope",sans-serif;letter-spacing:-.06em;margin:15px 0}.market-signals p{color:#546473;min-height:76px}.market-signals a,.rate-table a,.market-verdict a,.energy-actions>a:last-child,.market-next a:last-child{color:var(--blue);font-weight:800;text-decoration:underline}
.market-section{padding:90px clamp(22px,7vw,110px);background:#fff}.market-section-head{display:grid;grid-template-columns:1.2fr .8fr;gap:8vw;align-items:end}.market-section-head h2,.market-next h2{font-size:clamp(2.5rem,5vw,4.8rem);margin:12px 0 0}.market-section-head>p{color:#546473;font-size:1.08rem}.scenario-box{display:grid;grid-template-columns:180px 1fr;gap:20px;margin:45px 0 20px;padding:18px 22px;background:#eef7f5;border-left:4px solid var(--blue)}
.rate-table{overflow-x:auto;border:1px solid var(--line);border-radius:18px}.rate-table table{width:100%;border-collapse:collapse;min-width:820px}.rate-table th,.rate-table td{padding:20px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}.rate-table thead th{background:var(--paper);font-size:.76rem;text-transform:uppercase;letter-spacing:.08em;color:#60707a}.rate-table tbody th{font-family:"Manrope"}.rate-table td b{font:800 1.25rem "Manrope"}.rate-table small{color:#687983;margin-top:3px}.rate-table tbody tr:last-child th,.rate-table tbody tr:last-child td{border-bottom:0}
.market-verdict{margin-top:24px;border-radius:20px;padding:28px;background:var(--ink);color:#fff;display:grid;grid-template-columns:160px 1fr auto;gap:25px;align-items:center}.market-verdict span{color:var(--aqua);font-size:.74rem;font-weight:800;letter-spacing:.1em}.market-verdict p{margin:0;color:#d9e4eb}.market-verdict a{color:var(--aqua)}
.energy-board{background:var(--paper)}.energy-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:45px}.energy-steps article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px}.energy-steps b{color:var(--blue)}.energy-steps h3{font-size:1.4rem;margin:35px 0 10px}.energy-steps p{color:#546473}.energy-actions{display:flex;gap:22px;align-items:center;flex-wrap:wrap;margin-top:28px}.energy-actions .primary{display:inline-block}
.market-next{padding:90px clamp(22px,7vw,110px);display:grid;grid-template-columns:1fr 1fr;gap:8vw;background:var(--blue);color:#fff}.market-next .eyebrow{color:var(--aqua)}.market-next>div:last-child>p{color:#dcebf0;font-size:1.08rem}.market-next .primary{display:inline-block;background:var(--lime);color:var(--ink);margin:18px 20px 10px 0}.market-next a:last-child{color:#fff}.market-method{padding:35px clamp(22px,7vw,110px);background:#fff;color:#687983;font-size:.82rem}.market-method p{max-width:1000px}.market-method strong{color:var(--ink)}
@media(max-width:850px){.market-teaser,.market-hero,.market-section-head,.market-next{grid-template-columns:1fr}.market-teaser,.market-hero,.market-section,.market-next{padding:65px 20px}.market-signals,.energy-steps{grid-template-columns:1fr}.market-signals p{min-height:0}.scenario-box{grid-template-columns:1fr}.market-verdict{grid-template-columns:1fr}.rate-table{margin-right:-20px;border-radius:18px 0 0 18px}}
.benchmark-board{background:#f4f8f7}.savings-board{background:#fff}.insurance-board{background:#fff8df}.benchmark-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:42px}.benchmark-cards article{padding:28px;border:1px solid var(--line);border-radius:18px;background:#fff}.benchmark-cards b{display:block;font:800 clamp(1.8rem,3vw,2.8rem) "Manrope";letter-spacing:-.05em}.benchmark-cards span{display:block;margin:5px 0 18px;color:var(--blue);font-weight:800}.benchmark-cards p{margin:0;color:#546473}.source-row{display:flex;gap:22px;flex-wrap:wrap;margin-top:26px}.source-row a{color:var(--blue);font-weight:800;text-decoration:underline}@media(max-width:850px){.benchmark-cards{grid-template-columns:1fr}}